The Punjab government has rolled out a variety of initiatives aimed at uplifting its citizens and creating thriving economic opportunities. From social welfare programs to digital transformation initiatives, the Punjab government is driving development in diverse areas. Whether you’re looking to grow your business, access essential services, or improve your quality of life, there’s something for everyone in these schemes.

This Page explores some of the most impactful programs introduced by the Punjab government, emphasizing how they foster economic growth, social support, and innovation.

Punjab Government Schemes List

1. Social Welfare Initiatives

Apni Chhat Apna Ghar Program

This initiative focuses on providing affordable housing to low-income families. Launched in 2024, it targets 100,000 housing units across the province. Families can benefit from interest-free loans or installment plans, making homeownership more accessible.

Key Benefits:

  • Affordable housing for families earning a modest income.
  • Payment options designed to fit your needs, your way.

Himmat Card Program

Designed for persons with disabilities, this program provides financial assistance and access to government facilities.Eligible individuals can enjoy a quarterly stipend of PKR 10,500, bringing added support and financial ease!

Key Benefits:

  • Regular financial support for individuals with disabilities.
  • Access to additional government services for greater dignity and independence.

Sehat Sahulat Program

Since its inception in 2015, this healthcare scheme has provided free medical services to underprivileged communities. Health insurance cards cover essential treatments, including surgeries and diagnostic tests.

Key Benefits:

  • Free access to hospitals and premium healthcare services.
  • Peace of mind for families burdened by medical expenses.

2. Economic Empowerment

CM Punjab Free Solar Panel Scheme

This flagship program encourages the use of clean energy while reducing electricity costs for residents. Free solar panels are provided to households that consume less than 200 units, while others access interest-free financing to install them.

Key Benefits:

  • Reduced electricity bills.
  • Contribution to a greener and more sustainable Punjab.

Kisan Card Scheme

The Kisan Card provides financial assistance to farmers to purchase fertilizers, sprays, and other agriculture inputs. With Rs. 30,000 per acre available as an interest-free loan, the scheme ensures that farmers can optimize their yield.

Key Benefits:

  • Easy access to funds for agriculture.
  • Encouragement to adopt better farming practices.

CM Punjab Asaan Karobar Card

Supporting small-scale entrepreneurs, this program provides easy access to low-interest loans and business incentives, empowering local businesses to thrive.

Key Benefit:

  • Financial aid to expand small businesses.

3. Digital Punjab – Advancing Accessibility

Punjab is rapidly transforming into a digital-first province with initiatives that make public services accessible and efficient.

e-Khidmat Markaz

A one-window government facilitation center, e-Khidmat Markaz provides streamlined solutions for services like land records, legal document processing, and taxation.

Key Features:

  • Multiple services under a single roof.
  • Faster processes with reduced bureaucracy.

ePay Punjab

This revolutionary digital payment solution helps citizens make payments for taxes, bills, and fees through their smartphones.

Key Features:

  • Convenience of digital payments.
  • Secure and accessible service anywhere, anytime.

Qeemat Punjab

A digital platform to monitor and share real-time prices of essential commodities in local markets, ensuring price transparency for consumers.

Maryam Ke Dastak

This flagship doorstep delivery service ensures that essential government services, like certification and licensing, are delivered right to citizens’ homes.

Impact:

  • Convenience for citizens, reducing travel and wait times.

4. Citizen Engagement and Facilitation

Punjab Socio-Economic Registry

This comprehensive database helps the government track the socioeconomic needs of residents, ensuring fair distribution of resources and services.

Police Khidmat Markaz (PKM)

These centers provide accessible services like police verification, character certificates, and more, improving community trust in law enforcement agencies.

Business Facilitation Centers (BFC)

BFCs streamline business registration and compliance for entrepreneurs to support Punjab’s business-friendly environment.

5. Investment Opportunities in Punjab

The Punjab province is positioning itself as an attractive investment hub, offering various opportunities across industries.

Agriculture and Food Processing

With its fertile plains, Punjab is a prime location for investments in agricultural innovation, food processing industries, and export-oriented businesses.

Energy Projects

The government encourages investment in renewable energy projects like solar and wind, as part of its commitment to sustainable development.

Textiles and Value-Added Garments

Punjab’s textile industry remains integral to its economy, with opportunities to innovate and capitalize on the growing global demand for sustainable fabrics.

Special Economic Zones (SEZs)

The province has introduced SEZs to incentivize businesses with tax holidays, modern infrastructure, and end-to-end logistics support.

A Glimpse Into Punjab’s Vision

Punjab’s government continues to implement ambitious projects to transform lives and advance its economy. With initiatives promoting social welfare, sustainability, and tech transformation, Punjab is creating a future for long-term growth and progress.